The Cheap Thrifty Frugal Queen

I am one of those people who was born thrifty (or frugal or cheap, whatever you want to call it)! I remember saving my little babysitting money so that I could buy a special baby doll, selling brownies at school to fund my camp trip, working a little part time job to pay for senior activities. I didn’t like asking my parents, or anyone, for money. When I got to the university, I worked my way through school and graduated with no debt.

I remember all of that, but I attribute one person to my decision to be debt free… my boss…when I was 19. At that time I was working at the corporate office of a home furnishing store. My boss was 24 or so, just graduating from a private university in town. She was telling someone how she went bankrupt because she was in loads of debt. She had her boyfriend crash her car somewhere so that she could get insurance money and buy a new truck.

I was HORRIFIED and determined that I would never, ever be in her situation. I found it appalling that she could even brag. The next day I heard a lady on the radio named Mary Lynn Hunt. She opened my eyes to the fact that people do get in debt, but they can get out. Listening to her lead me to Dave Ramsey, who lead me to Amy Dacizyn. I was reading get out of debt books for fun! I found a way to make my meager salary last and do all the things I most wanted.

I have never looked back. I am blessed to have learned many valuable lessons that have kept me through my single life, my married life and now my single parent life. I believe that if you are in debt, you can get out… and most importantly, you CAN live most of your life debt free. I am proof!

What is a SPOC?

In trying to decide what the best name for this blog should be, I had several ideas. I bounced some ideas around with my brother and I came up with SPOC. It simply meant a single parent of color. I thought I was so brilliant, until I looked online and discovered others have thought of SPOCs too. Still, it fit me.

In my daily life, I see myself as a world citizen. I feel, for the purpose of this blog, the importance of stressing that I am a person of color, simple for the fact that people often feel that what I do it special. I would like to refute that and open your eyes to the fact that you can do it too. It does not matter whether you are single, married, have children or not, if you are alive and have the desire to live differently, you can live a debt free life of travel and adventure too.

I don’t meet single parents like me often. If you are reading this, I would love to know you are out there! Drop me a line.


Rejoice single parents, you can still live a life of adventure. I am a single mom of one and I am here to let you know that we too can live the life that we want to live. I know that not everyone wants to travel the world and experience extraordinary events. Some people are content to stay home and are satisfied with putting food on the table week after week. That’s fine if that is TRULY what you want to do. But, if you are like me and the day to day life is just not enough, join in on my adventure of life.

I am not here to tell you how to do the things I do. There are plenty of people out here that offer that kind of advice! I am here to share with you what I do and tell you how I make it happen. I work a 9-5. I also work in a field that is not well paid, yet my child and I travel to a new country yearly. We live a simple, wholesome, debt-free life of adventure and expectation.

Come join our journey.